The terms and conditions detailed below set out how plan4future.co.uk is designed to be used. If you choose to take advantage of the plan4future website (hereinafter referred to as ‘the website’), you are hereby agreeing to be bound by plan4future.co.uk’s terms and conditions. If you do not accept the terms and conditions as are set out below, do not use the website. By using this website, you are guaranteeing that you are over 18 years of age.
plan4future.co.uk is an online information source for protection and life insurance. plan4future.co.uk provides a free insurance quote search service.
Changes to these terms and conditions can be made once published. These changes will become immediately effective.
plan4future.co.uk does not make guarantees and is not liable for:
The content of any third party website that links from the website.
The quality of any third party services that may be featured on the plan4future website.
The accuracy of the content of any third party material that features on the plan4future website (this will include content that may or may not be statedby plan4future as third party material).
Independent advice should be sought when entering into a third party’s terms and conditions. Any entry into a third party’s terms and conditions are wholly separate to plan4future.co.uk’s terms and conditions.
Should eSmart Media Ltd receive commissions as a result of your use of third party services accessed from the website, it in no way indicates an exclusive partnership or agency relationship with that third party. eSmart Media Ltd offers a free service.
Intellectual Property
The copyright and intellectual property (IP) rights of all of the material published on the website; website design; corporate identity; text and graphics; and all software compilations, source code and software belong to eSmart Media Ltd. All rights are reserved.
Permission must be secured prior to the reproduction or redistribution of material from the website. Single printouts can be made for personal, non-commercial use. Adaptations or alterations to content from the website in addition to unauthorized links are also not permitted.
Information from the website must not be used for illegal or immoral purposes.
Liability Obligations
eSmart Media Ltd does all it can to ensure data on the website is accurate and endeavours to immediately correct any inaccuracies as soon as the company is made aware of them. To the extent allowed by law, eSmart Media Ltd is not responsible for inaccuracies published on the website.
eSmart Media Ltd does not validate, monitor or endorse any third party information submitted to the website and as such, this information could be inaccurate. eSmart Media Ltd does not validate, monitor or endorse the data or quotations collected from third parties as presented to you on the search results page.
eSmart Media Ltd is not responsible for any harmful effect on technology that may result from using the website nor does eSmart Media Ltd give any warranty that the website is free from viruses.
In addition, eSmart Media Ltd is excluded from liability should any losses or claims occur as a result of your inability to access the website, or from any use of the website or reliance on data published on the website to the extent permitted by law.
Nothing stated within these terms and conditions excludes or limits our liability for fraud or excludes or limits our liability under the FSMA (Financial Services and Markets Act 2000).
Termination of Agreement
Should any of the terms and conditions stated be breached, eSmart Media Ltd has the right to terminate the agreement and immediately remove, cancel or suspend access to and use of the website. All disclaimers, indemnities and exclusions stated within these terms and conditions shall survive termination of the agreement between us for any reason.
All disclaimers, indemnities and exclusions stated within these terms and conditions shall survive termination of the agreement between us for any reason.
eSmart Media Ltd is not liable for failure to undertake any obligation under this agreement if failure results from events out of its control, including without limitation Internet/telecoms outages, fire, flood, war and acts of God.
General Information
The website must not be used for business purposes.
Should any provision of the agreement be held unlawful or invalid, that provision shall be deemed severed.
Where relevant, the validity of the remaining provision of the agreement will not be affected.
Should eSmart Media Ltd not enforce any provision of this agreement, such will not be considered a waiver of any provision or right.
Use of the website and these terms are subject to the laws of England which shall exclusively govern the interpretation, application and effect of all the above permissions, exclusions, licenses and conditions of use and shall be construed in accordance with the laws of England and the parties submit to the exclusive jurisdiction of the English courts.